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SAS EUROBONUS Credit Card Sweden
60 interest free days
Travel Rewards
Low Annual Fee
SAS EUROBONUS Credit Card
The SAS EuroBonus Credit Card allows individuals in Sweden, regardless of their travel frequency, to accumulate EuroBonus points on all purchases, whether made in-store, online, or abroad. These points can then be utilized for various rewards, including flights, car rentals, and hotel stays.
Available in co-branded options with American Express or Mastercard, this card provides flexibility and choice, ensuring an option fits every lifestyle and spending habit. Whether you’re a frequent traveler looking to maximize your rewards or someone seeking value on everyday purchases, these travel credit cards presents a compelling choice.
Interest and Fees
The SAS EuroBonus Credit Card offers various options with different structures of interest rates and fees, tailored to suit different spending habits and reward preferences.
Here’s a breakdown of the interest and fees associated with the different versions of the card:
SAS Amex Classic Classic (SE):
- Annual Fee: 0 SEK
- Nominal Interest Rate: 17.99%
- Effective Interest Rate: 20.50% for a credit of 95,000 SEK over 12 months
- Total Repayment: 112,011 SEK
SAS Amex Classic Premium (SE):
- Monthly Membership Fee: 100 SEK
- Nominal Interest Rate: 17.99%
- Effective Interest Rate: 21.79% for a credit of 125,000 SEK over 12 months
- Total Repayment: 148,584 SEK
SAS Amex Classic Elite (SE):
- Monthly Membership Fee: 400 SEK
- Nominal Interest Rate: 17.99%
- Effective Interest Rate: 25.50% for a credit of 165,000 SEK over 12 months
- Total Repayment: 200,546 SEK
SAS EuroBonus World Mastercard (SE):
- Annual Fee: 258 SEK for the first year (normally 515 SEK/year)
- Nominal Interest Rate: 17.98%
- Effective Interest Rate: 19.27% for a credit of 40,000 SEK over 12 months
- Total Repayment: 47,108 SEK
SAS EuroBonus World Mastercard Premium (SE):
- Annual Fee: 1855 SEK for the first year (then 2335 SEK/year)
- Nominal Interest Rate: 17.98%
- Effective Interest Rate: 21.60% for a credit of 60,000 SEK over 12 months
- Total Repayment: 71,744 SEK
Each card offers a different set of benefits and fees, allowing potential cardholders to choose the option that best aligns with their financial habits and reward preferences. Whether you opt for a card with no annual fee or one that offers more points per purchase, the SAS EuroBonus Credit Card provides flexibility and value in its offerings.
Benefits
The SAS EuroBonus Credit Card offers a multitude of benefits tailored to enhance the travel experience for its members. Perks escalate across its four membership tiers: Member, Silver, Gold, and Diamond. The number of Basic Points determines these levels earned or qualified flights with SAS/Widerøe, enhancing the travel experience as you ascend the tiers during your 12-month qualification period.
Member Level Benefits
- Access to exclusive offers and discounts from SAS and partners.
- Earn and redeem points on flights, hotels, car rentals, shopping, and more.
- Point Sharing feature allows you to pool points with family and friends.
Silver Level Perks
- Exclusive offers and unique ticket campaigns at least twice a year.
- One extra checked bag (up to 23 kg) free of charge on SAS/Widerøe flights.
- Priority check-in and a 5% discount on regular tickets booked with points.
- Additional Baspoäng on flights and a 10% higher bid value for SAS Upgrade.
Gold Level Advantages
- Two extra checked bags and priority boarding and baggage handling.
- Fast Track security lane access and lounge access with a guest.
- 10% discount on regular tickets for points and 25% additional Baspoäng on flights.
- Various other privileges like free seat selection, priority customer service, and no points expiration.
Diamond Level Exclusive Benefits
- Even more exclusive offers and access to events, along with all Gold level benefits.
- Ability to gift a Gold and Silver membership to others.
- Free onboard drinks in SAS Go, and the possibility of free rebooking on the day of departure.
- No booking fees for SAS bonus trips and additional Star Alliance Gold benefits.
These tiered benefits make the SAS EuroBonus Credit Card a comprehensive option for travelers seeking to enrich their flying experience and maximize the value from their travel-related spending.
Alternatives to SAS EUROBONUS Credit Cards
Exploring other credit cards can provide a broader perspective on available rewards, fees, and additional perks.
Example: The variable credit interest rate is 21.99% (Feb 2024). The annual fee is SEK 0. Utilizing a credit of SEK 10,000 and repaying through 12 payments of SEK 936 over 12 months, the effective interest rate is 24.35%. The total amount to be repaid is SEK 11,233.
*Example: Credit SEK 15,000, interest-free installment for 6 months, 6 installments of SEK 2,500 each, admin fee SEK 39 + setup fee SEK 97, effective interest rate 3.65%, excluding annual fee SEK 245. Total amount SEK 15,331.
*Example: Credit SEK 10,000, interest-free installment for 6 months, 6 installments of SEK 1,667 each, admin fee SEK 39 + setup fee SEK 97, effective interest rate 5.82%. Total amount SEK 10,331..
