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Star Alliance Credit Card Sweden

Global Lounge Access

Priority Travel Services

Flexible Award Travel

Star Alliance Credit Card

Star Alliance Credit Card

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If you are unable to repay your debt on time, you risk getting a payment default. This can make it harder to rent a home, sign contracts, or obtain new loans. For support, contact the municipal budget and debt counselling service. You can find contact information at konsumentverket.se.

The Star Alliance Credit Card offers a unique opportunity for those seeking to maximize travel rewards across a wide network of airlines. As part of the extensive Star Alliance network, this card allows users to earn and redeem points across various carriers, making it an excellent choice for international travelers seeking flexibility and extensive reward options.

With its integration into one of the world’s largest airline networks, the Star Alliance Credit Card provides a seamless way to accumulate travel benefits, whether you’re flying for business or pleasure. These travel cards is designed to cater to the needs of globetrotters who prefer a wide range of flight options and the ability to leverage their spending into travel experiences.

Alternatives to Star Alliance Credit Cards

Exploring other options can provide a broader perspective on available rewards, fees, and additional perks.

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Travel Favorite
Max Limit 150 000 kr
Annual Fee 0 kr
Interest Rate 22%
Interest-Free Up to 45 days
Card TypeVisa
Min. Age18 years
Min. Income0 kr/yr
Effective Interest24.36%
Currency Fee1.99%
Withdrawal Fee0%
Invoice Fee45 kr
Reminder Fee60 kr
Late Payment Fee95 kr
Overdraft Fee0 kr
First Year FreeYes
Free Extra CardNo
Defaults AllowedNo
Apple PayYes
Google PayYes
Samsung PayYes
Apply Now
Example: The credit interest rate is 22.00%. The annual fee is SEK 0. When using a credit of SEK 10,000 with repayment through 12 monthly payments of SEK 936, the effective interest rate is 24.36%. The total amount to be repaid is SEK 11,231. The example is calculated in January 2026 and the interest rate is variable.
Good for Rewards
Max Limit 150 000 kr
Annual Fee 395 kr
Interest Rate 16.9%
Interest-Free Up to 50 days
Card TypeMastercard
Min. Age18 years
Min. Income0 kr/yr
Effective Interest18.99%
Currency Fee1.65%
Withdrawal Fee3.00% (min. 35 SEK)
Invoice Fee25 kr
Reminder Fee60 kr
Late Payment Fee95 kr
Overdraft Fee75 kr
First Year FreeYes
Free Extra CardNo
Defaults AllowedNo
Apple PayYes
Google PayYes
Samsung PayYes
Apply Now
Example: For a credit amount of SEK 100,000 with a variable annual interest rate of 10.65%, an 8-year term (repayment period), 96 repayments, an arrangement fee of SEK 0 and a notice fee of SEK 10 (when paying by direct debit), the effective interest rate is 11.39%. The regular monthly amount to be paid is SEK 1,562 and the total amount to be paid is SEK 150,852. The example, which is calculated on 2025-05-23, assumes that interest and fees are unchanged throughout the credit period. Rounding is applied to the nearest higher krona. The interest rate is variable and can vary from 6.65% – 17.69%, which means that the effective interest rate can vary from 6.89% – 20.14%. The effective interest rate is calculated in accordance with the Swedish Consumer Agency’s guidelines.
Max Limit 100 000 kr
Annual Fee 225 kr
Interest Rate 16.74%
Interest-Free Up to 55 days
Card TypeMastercard
Min. Age18 years
Min. Income12 504 kr/yr
Effective Interest14.75% – 19.27%
Currency Fee0%
Withdrawal Fee2.00% (min. 40 SEK)
Invoice Fee29 kr
Reminder Fee60 kr
Late Payment Fee100 kr
Overdraft Fee125 kr
First Year FreeNo
Free Extra CardNo
Defaults AllowedNo
Apple PayYes
Google PayYes
Samsung PayNo
Apply Now
Example: The effective interest rate is 16.73% when paying with e-invoice (20.37% with paper invoice) for a utilized credit of 20,000 SEK repaid over 1 year (2025-03-08)
Max Limit 150 000 kr
Annual Fee 245 kr
Interest Rate 22.37%
Interest-Free Up to 60 days
Card TypeMastercard
Min. Age18 years
Min. Income0 kr/yr
Effective Interest33.67%
Currency Fee1.97%
Withdrawal Fee2.97% (min. 35 SEK)
Invoice Fee39 kr
Reminder Fee60 kr
Late Payment Fee0 kr
Overdraft Fee0 kr
First Year FreeNo
Free Extra CardNo
Defaults AllowedNo
Apple PayYes
Google PayYes
Samsung PayNo
Apply Now
*Example for the installment payment options 6 months interest-free and 20 months installment payment. The examples below are calculated based on purchases made on the first day of the month. We offer several different payment options. 6 months interest-free: Credit 15,000 SEK, 6 installment payments of 2,500 SEK, uppl.avg 97 SEK, adm.avg 39 SEK/month, effective interest 5.35%, incl. annual fee 245 SEK. Total amount: 15,576 SEK. Divide 1/20: Credit 15,000 SEK, uppl.avg 0 SEK, adm.avg 39 SEK/month, credit interest 22.37%, effective interest 30.67%, incl. annual fee 245 SEK. Total amount: 21,005 SEK. The total amount assumes that you pay 1/20 of the debt each month and make the final payment on month 20.
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Top Pick: Credit Card Bank Norwegian Credit limit up to 150 000 kr. Up to 45 interest-free days.
Apply Now

Benefits of a Star Alliance Credit Card

The Star Alliance Credit Card in Sweden aligns with the alliance’s commitment to providing an enriched travel experience. Here’s an overview of the specific benefits linked to the card:

Vast Network

Being part of an alliance with 26 airlines, cardholders have the advantage of reaching over 1,200 destinations across 186 countries, making travel planning versatile and expansive.

Elite Status Advantages

Cardholders can enjoy the perks of Star Alliance Silver and Gold statuses, which include priority waitlisting and airport standby. For Gold members, the benefits extend to priority check-in, baggage handling, and exclusive lounge access.

Lounge Access

The card offers entry to over 1,000 Star Alliance lounges worldwide, providing a peaceful retreat for travelers, particularly beneficial for Gold status members.

Partner Benefits

Through partnerships, like those with Juneyao Airlines and Deutsche Bahn, the alliance enhances its connectivity, allowing benefits like through-checked baggage and seamless connecting flight bookings.

Award Travel Flexibility

The flexibility to book award travel across various airlines within the alliance is a significant advantage, offering a better utilization of loyalty points.

Baggage Benefits

For those who tend to travel with extra luggage, the extra baggage allowance for Gold members is a substantial perk, coupled with priority baggage handling for an efficient travel experience.

Priority Services

Gold status also includes priority boarding and security, streamlining the airport process and providing a more relaxed travel experience.

Exclusive Upgrades

Enjoy upgrades with services like Heathrow Express, enhancing comfort and convenience for Gold members.

Intermodal Travel

The integration with Deutsche Bahn facilitates smooth air-to-rail connections within Germany, exemplifying the alliance’s approach to comprehensive travel solutions.

These benefits highlight the Star Alliance Credit Card’s value, especially for those who frequently travel internationally and seek to maximize their travel comfort and convenience.

Requirements

To be eligible for the Star Alliance Credit Card in Sweden, applicants need to meet specific criteria that ensure they can responsibly manage and benefit from this financial product.

  • Registered residency in Sweden
  • At least 18 years old
  • No payment remarks
  • Clean Credit History
  • Stable income

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